Let’s talk about money: how do you deal with your pension fund?

What are your thoughts on pension provision, finance, reserve funds, investment and stock options? For me they are all part of a world in which I don’t belong. The other day, I had an appointment with my bank consultant and I came out of the meeting wondering whether everyone has a pension fund but never talks about it, or whether no-one is dealing with their future responsibilities which is why no-one ever talks about money.

My bank consultant suggested that I invest in a company fund and mentioned “financially trustworthy companies” such as Unilever and Nestlé; I flipped! These are companies that I try really hard to avoid; I purposefully try not to spend my money on their products so why should I invest in them to support their growth?
My bank consultant said; “But you must think like an investor!” Which of course I do; as Cristiana said in her interview for #TYWBD: “You must have money, to spend money, to make money.” But at the end of the day, how do you spend money in a reasonable way and avoid becoming part of the “evil” gang? How do you make sure you save up or spend to save up so that you have enough on side when times aren't as good as they are today?

I wonder and leave you with a question; what do you do to save up for your retirement future? Or don’t you do anything about it at all? 

I look forward to hearing about your point of view. As always, please leave a comment below.